Huntington Bancshares Incorporated (HBAN) Q3 2025 Earnings Call Transcript

Operator

Greetings, and welcome to the Huntington Bancshares Third Quarter 2025 Earnings Call. [Operator Instructions] As a reminder, this conference is being recorded. It’s now my pleasure to turn the call over to Eric Wasserstrom, Director of Investor Relations. Eric, please go ahead.

Eric Wasserstrom
Executive VP & Head of Investor Relations

Thank you, and good morning, everyone. Welcome to our third quarter call. Our presenters today are Steve Steinour, Chairman, President, and CEO; and Zach Wasserman, Chief Financial Officer. Brendan Lawlor, Chief Credit Officer, will join us for the Q&A. Earnings documents, which include our forward-looking statements disclaimer and non-GAAP information and copies of the slides we’ll be reviewing are available on the Investor Relations section of our website, which is www.ir.huntington.com. As a reminder, this call is being recorded, and a replay will be available starting about 1 hour after the close of the call.

With that, let me now turn it over to Steve.

Stephen Steinour
Chairman, President & CEO

Thanks, Eric. Good morning, everyone, and welcome. We delivered another outstanding quarter. The business is performing exceptionally well across all fronts. We have tremendous momentum, and we are poised to accelerate from here. I’ll cover the highlights, and then Zach will take you through the details.